Call 909-348-2556 to speak with a licensed insurance agent.

Call 909-348-2556 to speak with a licensed insurance agent.

Did You Miss Medicare Open Enrollment?

Posted by Mansat Insurance Services, December 12, 2016

Each fall, Medicare operates their Annual Enrollment Period. During this time, you can make changes to your existing Medicare plan, and enroll in a new plan if desired. But we all tend to get busy toward the end of the year, and occasionally some people completely forget about enrollment! If you missed the enrollment cut-off on December 7, read on to find out what you can do now.

Ask your doctor about other prescription medication possibilities. Let’s say that you’ve just found out one of your medications won’t be covered under your Medicare plan next year, and now it’s too late to change to a different plan. Talk to your doctor about this limitation, and see if there is another drug that will work just as well for your condition. It might be covered, or at least cost less than the prescription you’re using now.

Add drug coverage during the Annual Disenrollment Period. During this time, you can disenroll in any Medicare Advantage plan if it doesn’t suit your needs. In many cases we don’t recommend taking this action, because you will lose access to your network of providers and the cap on your out-of-pocket spending for medical bills. These benefits aren’t provided by Original Medicare, so this is a decision to weigh very carefully. If you do drop your Advantage plan, you can enroll in a stand-alone prescription drug plan to complement Original Medicare.

Investigate the possibility of a Special Enrollment Period. Sometimes it is possible to change your Medicare coverage, outside of the Annual Enrollment Period. It’s called a Special Enrollment Period, and you’re eligible for it under certain conditions such as:

  • You moved outside of your plan’s service area
  • Your income and changed, and you’re now eligible for a subsidy to help with the cost of premiums
  • You received incorrect information about creditable drug coverage
  • You lose your drug coverage through no fault of your own
  • You live in, move into, or move out of certain types of nursing facilities
  • You receive a retroactive Medicare entitlement determination
  • … and some other conditions

The best way to find out whether you’re eligible for a Special Enrollment Period is to give us a call. We can help you assess your situation and decide how to proceed with making changes to your Medicare plan.

Talk to an experienced agent. The best thing you can do is discuss your specific problem with a trained professional who is familiar with Medicare plans. You don’t have to remain trapped in a plan that doesn’t meet your needs. Call us to discuss your concerns, and we can help you identify opportunities to make changes to your plan outside of the Annual Enrollment Period.

Need more information on your insurance options?

Contact us online to learn more

Contact Us

Close Accessibility Tools
Accessibility Controls Reset
Content Adjustments
Font Size


Line Height


Content Scaling


Highlight Titles
Highlight Links
Highlight Forms
Align Left
Align Center
Align Right
Focus Mode
Color Adjustments




Accessibility Statement

Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

If you wish to contact this website's owner, please use the contact form on the website.

Our User Interface Adjustment Options

Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

Content highlighting - Users can prioritize key elements such as links, forms, and titles.

Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.